![]() ![]() Stripe: 2.9% + 30¢ for online transactions.Quickbooks Payments: 2.4% + 25¢ for swiped cards.Some examples of providers with flat rate are: This structure is usually used by third-party payment services providers. ![]() All cards - Visa, Mastercard, Discover, and Amex - get the same processing rate. In this model, all transactions are charged the same flat fee. Let's say the non-negotiable interchange fee is 1.65% + $0.10, and the merchant provider markup is 0.2% + $0.10 on each transaction. It can potentially come out to be the lowest cost. The Interchange-Plus pricing model works for most businesses. It's easy to compare this price against other providers. The 0.2% + $0.10 is the processor markup over standard interchange rates.
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